Real Estate Affiliates in Marco Island, Naples and Hideaway Beach, Florida Provided by Schultz Home Team

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School Reports in Marco Island, Naples and Hideaway Beach, Florida

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Self Employed >No Problem

There is no doubt about the fact that it could be more difficult for you to get a mortgage loan if you are a free lance viola player than if you are a government accountant. Traditionally, lenders have been more cautious when evaluating loan applications from buyers who are self-employed than from those who work for a regular salary.

If you are self-employed, there is no reason for you to shy away from applying for a home mortgage loan, especially if your earnings have been in the same field for at least two years. Before you begin your search for a house, it is a good idea to meet with an agent of your choice who will be happy to accompany you as you meet with one or more loan officers. They will probably want to analyze your tax returns for the past 2 or 3 years. Because people who are self-employed can write off many expenses that salaried individuals cannot, it is possible that self-employed individuals may look impoverished on paper. Try to get pre-approval from the lender, and ask for a letter to that effect which the real estate agent can attach to any offer you submit on a home. This will make you look more attractive to the sellers.

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Q	What trendy and highly unusual hotel must be totally rebuilt every year?
A	Sweden's popular Ice Hotel, which has 60 double rooms, 25 suites and an interior temperature of 20 degrees, starts melting to the ground in May and is rebuilt every winter.
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Schultz Home Team, REALTOR®, real estate agent and broker for Marco Island, Naples and Hideaway Beach, Florida home listings, property and land for sale - NUMBER1EXPERT™

Schultz Home Team
Premiere Plus Realty
235 N Collier Blvd
Marco Island, FL 34145
239-821-3839
Fax: 239-970-0118
SchultzHomeTeam@NUMBER1EXPERT.com
The internet is a great place to start searching for your Next Home, but nothing can replace the benefits you get when you work directly with a professional Realtor that has experience and in depth market knowledge. If you have any questions about Marco Island or the Real Estate market here, I am available to personally assist you in your search. Just send an email or give me a call and I will be happy to help.

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